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October 21 2014


4 Identity Theft Protection Methods You Can Use

As The Huffington Post pointed out in a recent post, no one desires to be a victim of identity theft. Yet, not enough of us practice ID theft safeguards that are powerful to help prevent that from occurring. With cases of identity theft increasingly on the rise throughout not just the United States but the world, it's clear that more folks should adopt proper ID theft protection measures.

Granted, prevention that is complete can't be guaranteed by even the greatest identity theft protection - nothing can offer that, sadly. But practicing smarter measures can go a ways in controlling your vulnerability to the offense.

Here are four easily implemented identity protection strategies

Always inquire before giving personal info out: Whether you are giving out your name, birthday, address or particularly your Social Security number, always ask first what it is needed for. Even legitimate positions, such as the office of a doctor's, do not always want all this information and it is your right simply because they say so to refuse handing over these qualifications. This does not mean you must become an obstinate and hard customer, just be cautious of who you share your private information with and why they need it at all.

Checking Account-mobile banking

Keep your online banking at house: Mobile banking apps and Smartphones have made it simpler than ever to check on our bank statements and pay our bills. But this practice is best done at home, on your own private internet connection. As convenient as online banking might be for you, it's just as suitable for hackers and ID thieves, who may be peering in on public networks to duplicate invaluable passwords, PIN numbers as well as other significant credentials that can open the doors to your bank accounts. Avoid banking on WiFi networks and public computers and keep the statement paying at home.

Receive an e-mail you don't understand? Trash it: At a certain point in your internet browsing life, you have probably received an email or two from either someone or an unknown sender you do know but comprised some funny-seeming attachments or links. In either case, do not open the e-mail, do not click the link and don't download the attachment. Phishing messages like these are tried-and-true examples of ID thieves attempting to trick you into installing malware on your own personal computer that then enables hackers to infiltrate your digital life and gain access to various levels of private data - including social media profiles and passwords, bank accounts.

Fix your house Wi Fi security: Never depart from your wireless router on its default factory settings. Place password and your personal custom network name, making the latter as difficult to copy as you possibly can. Quite simply, only a chain of unique letters and numbers, rather than opting for simple- to-think phrases like "password," "wireless," "12345" and so forth. Leaving your home Wi-Fi network basically open and vulnerable makes it that much easier for ID thieves to intercept whatever significant data you may be sending back and forth.

These are merely some of the numerous identity theft protection safeguards that you can and should integrate into your day-to-day life. You might need to consider a password manager to save and handle the, to manage multiple passwords for all your accounts. Furthermore, a credit monitoring service is an enormous help, alerting you whenever particular activitity appears in your credit history that may indicate fraud. The earlier you learn of those difficulties, the quicker you can't just remedy the but limit the damage done by ID thieves.

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